Oklahoma Banking Lawyers

Using our litigation, transactional and negotiating skills to get things done
Blaney, Tweedy & Tipton, PLLC handles regulatory, compliance and risk management issues for our lender, creditor, consumer, and commercial clients. Our attorneys have extensive experience with changing standards and help our clients comport with the legal rules and regulations. We offer litigation and advisory services on a broad range of legal issues, including but not limited to:

Banking regulations
Secured transactions
Commercial borrowing and lending
Consumer protection

Banking regulations

The Federal Reserve regulates banks for the purposes of managing the nation’s money supply through monetary policies that stabilize inflation or deflation, moderating long term interest rates or maximizing employment opportunities. Lenders and borrowers watch opportunities arise and subside in relation to these systemic pressures. At Blaney, Tweedy & Tipton, PLLC, our attorneys work closely with financial institutions to implement policies in compliance with state and federal laws. The scope of our practice encompasses:

Regulatory matters

Federal Reserve matters
Office of the Comptroller matters
Federal Deposit Insurance Corporation (FDIC) matters
Sarbanes-Oxley violations
Antitrust investigations

Compliance with state law

Affiliate or insider relationships
Anti-money laundering
Capital adequacy regulations

Bank representation

Conflicting claims against joint account
Exercising the right to set-off
Collections litigation
Allegations of unauthorized use of debit/credit cards
Creditors’ rights litigation
Creditor liens and loans

Secured transactions

Lenders may secure loans made to borrowers by requiring down payments or other related collateral. In the event of default, borrowers cede their right to collateral used to secure the loan. There are limits to what types of collateral may be used to secure a loan. Blaney, Tweedy & Tipton, PLLC can advise you about any of the following legal issues:
Investment securities
Letters of credit
Loan workouts
Bankruptcy reorganization
Remedies under the UCC

Commercial lending and borrowing
Securing financing for business growth or expansion can be difficult. Credit checks and due diligence may reveal risks or liabilities that could raise interest rates on the loan or otherwise impact the eligibility of a business for financing. The attorneys at Blaney, Tweedy & Tipton, PLLC regularly advises clients about the following legal issues:
Promissory notes
Security and guaranty agreements
Blocked accounts
Deposit account control agreements
Joint accounts
Revolving credit
Lines of credit
Term loans
Equipment leasing and finance
Letters of credit
Mergers and acquisitions
Purchase and sale agreements
Organization of holding companies

Consumer protection

When the mortgage bubble burst, many homeowners found themselves paying more for their homes than the property was worth.  Others found that their rising debts exceeded their current budgets. Still others were shocked to discover they’d been defrauded through bad checks, creditor liens and other financially devastating transactions. The attorneys at Blaney, Tweedy & Tipton, PLLC know the law and help clients protect personal assets.  We handle consumer protection litigation as it relates to:
Truth in lending
Truth in savings
Equal credit opportunity
Fair lending
Electronic funds transfer
Fair Credit Reporting Act
Information privacy and security
Credit card regulations
Bounced checks and overdraft
Line-of-credit accounts
Mortgage loans
Deposit accounts
Credit card debt
Internet banking
Bill payment
Cash management services
Frozen accounts
Holds on deposits

Contact us for help with banking law

If you need help with a banking matter, we can help you with all of the necessary details. Call Blaney, Tweedy & Tipton, PLLC or contact us online to schedule an initial consultation.